FAQs

Blueprint Community Homes builds new homes in Mobile and Baldwin County starting under $200,000. Eve

GOLD FORTIFIED is the highest residential designation from the Insurance Institute for Business & Ho

Yes. Multiple down payment assistance programs are available for qualified buyers in Mobile and Bald

A fixed-price contract means the price you are quoted is the price you pay at closing. There are no

Every Blueprint home includes a 10-year structural warranty administered by 2-10 Home Buyers Warrant

Fill out the form on this page or call us at 251-322-BLUE. We'll schedule a conversation to understa

Blueprint Community Homes is a local, family-owned home builder based in Mobile, Alabama, and part o

We build throughout Mobile County and Baldwin County, Alabama — including Mobile, Prichard, Saraland

Every home is GOLD FORTIFIED certified for wind and storm protection, built with a fixed-price contr

Yes. We are actively growing across Mobile and Baldwin County and looking for mission-driven team me

We use a focused set of proven floor plans, technology-driven project management, and vertically int

We respond to all inquiries within one business day. If you need to talk sooner, call us directly at

Yes. Contact us through this form or by phone to schedule a tour of any available home or an active

Nothing is required — we're happy to have an introductory conversation. If you want to build on your

Yes. Blueprint Community Homes arranges financing through our network of preferred lenders offering

Credit requirements depend on the loan type. FHA loans typically require a minimum 580 credit score

It depends on the loan program. VA and USDA loans offer zero down payment. FHA requires 3.5% down. C

Down payment assistance (DPA) programs provide grants or forgivable loans to help cover your down pa

Yes. Both VA and USDA loans can be used for new construction homes, including Blueprint homes. VA lo

Blueprint Community Homes works with a network of preferred lenders who specialize in new constructi

The City of Mobile Homebuyer Incentive Program (HIP) provides down payment and closing cost assistan

Most DPA programs have income limits based on household size and the area median income (AMI) for yo

GOLD FORTIFIED is the highest residential level of the FORTIFIED building standard developed by the

FORTIFIED homes in Alabama qualify for a 45-55% discount on the wind portion of homeowners insurance

FORTIFIED certification requires third-party inspections by an independent FORTIFIED Evaluator at ke

No building is hurricane-proof, but FORTIFIED homes are engineered to significantly reduce damage fr

Yes. Every home Blueprint Community Homes builds — whether on our lots or yours — is built to GOLD F

Strengthen Alabama Homes is a state-funded grant program that helps existing homeowners retrofit the

FHA loans — the most popular option for first-time buyers — require a minimum credit score of 580 wi

It depends on the loan program. FHA requires 3.5% down — about $6,300 on a $180K home. VA and USDA l

Pre-qualification is an informal estimate of what you might afford based on self-reported informatio

For move-in ready spec homes, you can close in as little as 30 days once you are pre-approved. For b

Yes. Student loans affect your debt-to-income ratio, but they do not automatically disqualify you. F

Every Blueprint home includes a 10-year structural warranty administered by 2-10 Home Buyers Warrant

Building on your lot with Blueprint Community Homes starts as low as $170,000 in Mobile and Baldwin

Standard site preparation, foundation work, and utility connections are included in our pricing. If

No. You can own the lot outright, be under contract to purchase, or have inherited family land. Blue

Blueprint Community Homes builds from a focused set of proven floor plans to keep costs down and qua

Blueprint Community Homes targets 60 days from dirt to keys on most builds. Actual timelines can ran

Blueprint Community Homes arranges financing through our network of preferred lenders offering FHA,

We build throughout Mobile County and Baldwin County, Alabama — including Mobile, Prichard, Saraland

That's exactly what our free site evaluation is for. We assess your lot for any potential issues and

Yes. Down payment assistance programs like the City of Mobile HIP Program apply to build-on-your-lot

In many cases, owning is cheaper than renting in Mobile. Average 3-bedroom rent runs around $1,400/m

It depends on the loan type. FHA loans require just 3.5% down, VA and USDA loans offer $0 down for e

Yes. Blueprint Community Homes builds new construction starting under $200K. With FHA financing at 5

Student loans and other debt are factored into your debt-to-income ratio, but they don't automatical

Fill out the form below and a Blueprint team member will reach out to discuss your budget, connect y

Your warranty has three tiers of protection. Workmanship (1 year) covers the fit, finish, and materi

Yes. The 2-10 Home Buyers Warranty is standard on every Blueprint home — whether built on our lots o

2-10 Home Buyers Warranty (2-10 HBW) is the industry's leading new home warranty provider. They've c

Contact Blueprint Community Homes directly. For workmanship and distribution system issues, we will

Yes. Your warranty rights and obligations transfer to each subsequent owner of your home for the rem

The warranty does not cover normal wear and tear, homeowner maintenance responsibilities, landscapin

A home inspection is a snapshot — a one-time assessment of the home's condition at a single point in

Register your home at 2-10.com/registerhome to access your digital warranty portal, view your docume

Selling your lot to Blueprint Community Homes can close in as little as two weeks. After you submit

No. You can sell your lot directly to Blueprint Community Homes with no realtor commissions and no l

A buildable lot typically needs access to utilities (city water preferred), acceptable soil and drai

We buy residential lots throughout Mobile and Baldwin County — from small subdivision and neighborho

We handle title search and paperwork as part of our process. If there is a lien or title issue, we'l

Blueprint Community Homes pays full buyer agent commission on all move-in ready and under constructi

We build throughout Mobile County and Baldwin County, Alabama — including Mobile, Prichard, Saraland

Blueprint Community Homes targets 60 days from dirt to keys on most builds. Actual timelines can ran

We arrange financing through our network of preferred lenders offering FHA, VA, USDA, and convention

Fill out the partner form on this page and we'll reach out within one business day. You can also cal

Yes. We work with both represented and unrepresented buyers. If your client is already working with

We work with licensed, insured trade partners across all major residential disciplines including sit

All trade partners must carry current general liability insurance and any required state or local tr

Yes. We are actively building across Mobile and Baldwin County with 50+ homes planned. Our model use

We use real-time project tracking and provide schedules in advance. Our goal is to give every trade

We build throughout Mobile County and Baldwin County — including Mobile, Prichard, Saraland, Chickas

Blueprint Community Homes builds new construction homes starting under $200,000 in Mobile and Baldwi

Yes. You can schedule a tour of any available Blueprint Community Homes property. Move-in ready home

Every Blueprint Community Home includes granite or quartz countertops, LVP flooring, stainless steel

Blueprint Community Homes arranges financing through our network of preferred lenders offering FHA,

GOLD FORTIFIED homes qualify for insurance discounts of 45–55% on wind premiums in Alabama. For home

Blueprint Community Homes builds across Mobile County and Baldwin County, Alabama — including Mobile

We currently build from two proven floor plans — a 3 bed / 2 bath single-story and a 4 bed / 2 bath

Our smaller plan is a 3 bed / 2 bath at 1,450 sqft with granite counters and an open-concept layout.

We build from a focused set of proven plans to keep costs down and quality high. Every home comes wi

Yes. If you own a lot in Mobile or Baldwin County — or are under contract to purchase one — we can b

You send us a borrower who needs a new construction home. We handle the build. When the home is comp

FHA, VA, USDA, and conventional loans all work. We build homes that meet the requirements for all ma

No formal agreement is needed to get started. Fill out the referral form or call us at 251-322-BLUE.

We target 60 days from dirt to keys on most builds. Actual timelines range from 60 to 120 days depen

Move-in ready spec homes start under $200K. Build-on-your-lot starts at $170K for the structure (bor

Private lending means you personally fund the construction of a specific home by lending money at a

Each private loan is secured by a first-lien position on the property being built. Loan-to-value rat

Interest is paid monthly, starting from the month your funds are deployed. Payments arrive on a fixe

Yes. Private lending through Irby Capital is compatible with self-directed IRAs and Solo 401(k) acco

You continue earning monthly interest until the home sells and your principal is repaid. Homes in ou

Irby Capital LLC is the entity that administers the private lending program. It handles all promisso

Private lending lets you pick individual deals and fund one house at a time. The Jubilee Capital Fun

The Jubilee Capital Fund is a pooled real estate investment fund that deploys investor capital acros

Private lending lets you pick and fund individual home builds. The Jubilee Capital Fund pools your m

Yes, fund investments are committed for the selected term (1, 2, or 3 years). This allows the fund m

The fund's assets include properties under construction, completed homes for sale, and completed ren

Yes. The Jubilee Capital Fund is compatible with self-directed IRA and Solo 401(k) accounts. You wil

Irby Capital LLC manages the fund and handles all investor documentation, payments, and reporting. J

The minimum investment in the Jubilee Capital Fund is $50,000. There is no maximum.