FAQs for Private Lending
7 FAQs assigned. Drag to reorder.
What is private lending for home construction?
Private lending means you personally fund the construction of a specific home by lending money at a fixed interest rate....
How is my investment secured?
Each private loan is secured by a first-lien position on the property being built. Loan-to-value ratios typically stay b...
When do I receive interest payments?
Interest is paid monthly, starting from the month your funds are deployed. Payments arrive on a fixed schedule through t...
Can I use my IRA or 401(k)?
Yes. Private lending through Irby Capital is compatible with self-directed IRAs and Solo 401(k) accounts. You will need ...
What happens if the home takes longer to sell?
You continue earning monthly interest until the home sells and your principal is repaid. Homes in our price range averag...
Who is Irby Capital LLC?
Irby Capital LLC is the entity that administers the private lending program. It handles all promissory notes, deeds of t...